Car insurance policy
Article by Brenda Williams
One of the most important things that you need to keep in mind while buying a valuable commodity is to insure it. There are insurance companies offering policies which cover all aspects of our daily existence, from our health to wealth. It is therefore no different with vehicles or your personal car. Auto or car insurance is an extremely beneficial investment. You don’t want to lose control one day in the high speed lanes, injure yourself and your car and dump it helplessly. A car insurance policy is extremely vital and valid in order to prevent such mishaps.
A car insurance policy in the US in fact also acts as insurance for he driver of the car. A car insurance policy there covers many aspects. First of all the physical damage suffered by your car is covered. This means that in case of collision the property loss to your car is covered. Secondly, there is the comprehensive coverage which insures your car in the event of damage caused by non-collision factors, such as fire, theft, vandalism, etc. The car insurance policy also covers the liabilities, which may either be bodily injury or property damage.
Cheap Motor Car Insurance – A Complete Guide!
Article by Robert Mcleary
We are all aware of the basic requirements for getting cheap motor car insurance. First of all, you must purchase a safe car rather than a high power sports model. It should have anti-lock brakes and airbags and automatic safety belts along with a host of safety features. You could add after-market features such as an anti-theft system if not already present. Apart from what kind of car you have you should also do the following. Park in a safe place, drive cautiously and avoid accidents and driving citations. You should look after your driving record. Another thing you can try to get cheap motor car insurance is availing of insurance for your car from the same company you have other insurance policies from.
California Auto Insurance Laws
California law requires that drivers have evidence of auto insurance if they are driving their own car or someone else’s. People who own a vehicle but don’t drive it are still obligated to have auto insurance in California.
California’s Compulsory Financial Responsibility Law necessitates all drivers and owners of an automobile to be financially responsible for their actions. The statutory minimum limits of liability insurance in California are that the person responsible for an accident that results in the death or injury of one person is liable for $15,000, or $30,000 if there are multiple injuries in one accident. The responsible party is liable for $5,000 of property damage for any one accident.